NAB Qantas Rewards Signature Card

The Cards referred to on this page are offered, issued and administered by National Australia Bank Limited Australian Credit Licence number 230686 and ABN 12 004 044 937.  

The credit card products referred to on this webpage are not Qantas products and not offered or issued by Qantas but by the relevant credit licensees referred to above. The information about the credit products has been provided by the relevant credit licensees and not Qantas. Qantas does not hold an Australian Credit Licence and is not a licensee in relation to the credit activity being engaged in by the relevant credit licensees. 

The information on this webpage is factual and of a general nature only and does not consider your personal objectives, financial situation or particular needs.  

Qantas is not recommending the products described on this webpage. We recommend that you obtain independent advice before you apply for any product which is described on this webpage. Qantas does not accept liability for any loss arising from the use of, or reliance, on the information provided on this webpage.

Points are offered by the relevant program card partner and partner reward program and can only be earned on eligible purchases. Bonus points amounts offered are different for each credit card. Minimum spend criteria and conditions apply.

You must be a Qantas Frequent Flyer member to earn points. If you are not already a Qantas Frequent Flyer member, the joining fee will be waived if you apply and receive a NAB Qantas Rewards Signature Card and join here. Membership and points are subject to the Qantas Frequent Flyer program terms and conditions. 

Disclaimer: * The 120,000 bonus Qantas Points offer is only available to members who apply for a new NAB Qantas Rewards Signature Card. To be eligible for the offer, you must apply for a new personal NAB Qantas Rewards Signature Card before the offer is withdrawn, be approved, and spend $3,000 on everyday purchases within 60 days of opening your account and keep your account open for 12 months. Points will be awarded on a tiered basis - 90,000 bonus Qantas Points will be awarded when you spend $3,000 on eligible purchases in the first 60 days. Bonus Qantas Points will be credited to your points balance within 3 months of meeting the spend criteria, and 30,000 bonus Qantas Points after 12 months, credited to your points balance within the 13th month. Everyday purchases exclude transactions NAB decides are wholly or partly for gambling or gaming purposes. NAB may vary or end this offer at any time. Offer is not available when closing/transferring from another NAB credit card account or in conjunction with any other NAB card offer. This bonus Qantas Points offer is not available to existing customers who have received or are entitled to receive NAB Qantas Rewards bonus Points for a new personal NAB Qantas Rewards credit card in the 18 months prior to the opening of a NAB Qantas Rewards Signature Card, NAB Qantas Rewards Premium Card or NAB Qantas Rewards Card account.

Disclaimer: ** The reduced annual card fee of $320 will be charged at the time of card opening and applies for the first 12 months. You will be charged the standard annual card fee (currently $420) in the 13th month of your card account.

Disclaimer:  ^ Points are capped at $20,000 spend per statement period. To earn Qantas Points using your NAB Qantas Rewards Signature Card, you must be a member of the Qantas Frequent Flyer program and have provided your valid membership number to NAB. If you are not already a Qantas Frequent Flyer member, the membership joining fee will be waived if you apply and receive a NAB Qantas Rewards Signature Card and join here. Membership and the earning and redemption of points are subject to the Qantas Frequent Flyer program terms and conditions. Points are offered in accordance with the NAB Qantas Credit Card Account Reward Terms and Conditions.

~ Selected Qantas products and services are the following items purchased directly from Qantas: Qantas passenger flights (with a QF flight number) Qantas Frequent Flyer and Qantas Club membership joining and annual fees. Excludes Jetstar, Qantas Holidays, Qantas branded non-airfare products and any Qantas products and services not purchased directly from Qantas.

Disclaimer:  ± After 12 months, any unpaid balance transfers will attract the variable cash advance rate (currently 21.74%p.a. as at 31 March 2021). The one-off balance transfer fee of 3% is calculated on the amount transferred and is charged to your NAB credit card account when your balance transfer is processed. Interest rates are subject to change and available at nab.com.au. While you have an outstanding balance transfer, interest free days on purchases only applies if you pay the interest free days payment in full by the due date each month. Minimum monthly repayments must be made by the due date each month. Standard balance transfer rate and term may be varied or withdrawn at any time. In addition to this acquisition rate, which is available only at card application, other balance transfer offers may be available on your card from time to time. You can find out more information about the ongoing balance transfer rates of your card.

Disclaimer:  # Included insurance covers: AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631, trading as Allianz Global Assistance (AGA), under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 (Allianz), has issued an insurance group policy to National Australia Bank Limited ABN 12 004 044 937 AFSL and Australian credit license 230686 (NAB) which allows eligible persons to claim under it as third party beneficiaries. Access to the benefit of cover under the NAB card insurance is available to eligible NAB cardholders and other eligible third-party beneficiaries by operation of s48 of the Insurance Contracts Act 1984 (Cth). Any advice on insurance is general advice only and not based on any consideration of your objectives, financial situation, or needs. You must check whether or not it is appropriate, in light of your own circumstances, to act on this advice. This insurance is underwritten by Allianz. NAB is not the product issuer or insurer and neither it nor any of its related bodies corporate guarantee any of the benefits under this cover. If an eligible person wishes to claim any of these benefits, they will be bound by the eligibility criteria, terms, conditions, exclusions, limits, and applicable sub-limits contained in the insurance information booklet. The eligibility criteria, terms, conditions, exclusions, limits, and applicable sub-limits apply. These are set out in the NAB Card Insurance Policy Information Booklet dated 1 November 2023 which may be amended from time to time. For insurable events that occurred prior to 1 November 2023, please refer to the NAB Card Insurance Policy Information Booklet dated 30 June 2022. 

Disclaimer:  + This service is provided by Visa Worldwide Pte Ltd or International SOS (Australasia) Pty Ltd. To access the NAB concierge service call 1300 730 213, 24 hours a day, 7 days a week. See the NAB Concierge Service terms and conditions for full details.

Credit cards issued by National Australia Bank Limited ABN 12 004 044 937 AFSL and Australian Credit Licence 230686. NAB is the credit provider and credit licensee under National Consumer Credit laws. NAB pays Qantas for Qantas Points issued in relation to these cards.. Approval and credit limit is subject to NAB's credit assessment criteria. Information, including interest rates and annual card fees, are subject to change. Terms, conditions, fees, charges and lending criteria apply. Correct as at 11 April 2022.