American Express® Qantas Business Cards

American Express approval criteria applies. Subject to Terms and ConditionsOpens in a new tab or window. Fees and charges apply. All information is correct as at 2 October 2024 and is subject to change. This offer is only available to those who reside in Australia. Cards are offered, issued and administered by American Express Australia Limited (ABN 92 108 952 085). ®Registered Trademark of American Express Company.

The credit card products referred to on this webpage are not Qantas products and not offered or issued by Qantas but by the relevant credit licensees referred to above. The information about the credit products has been provided by the relevant credit licensees and not Qantas. Qantas does not hold an Australian Credit Licence and is not a licensee in relation to the credit activity being engaged in by the relevant credit licensees.

The information on this webpage is factual and of a general nature only and does not consider your personal objectives, financial situation or particular needs.

Qantas is not recommending the products described on this webpage. We recommend that you obtain independent advice before you apply for any product which is described on this webpage. Qantas does not accept liability for any loss arising from the use of, or reliance, on the information provided on this webpage.

Points are offered by the relevant program card partner and partner reward program and can only be earned on eligible purchases. Bonus points amounts offered are different for each credit card. Minimum spend criteria and conditions apply.

Disclaimer: 1. Extend your cash flow by up to 51 days: Depending on your method of payment, when you make a purchase, when your statement is issued and whether or not you are carrying forward a balance on your account from your previous statement period. If you pay by direct debit, your payment will be processed 10 days after your statement is issued.    

Disclaimer: 2. No pre-set spending limit does not mean unlimited spending. Your purchases are approved based on a variety of factors, including current spending patterns, your payment history, credit records, and financial information known to us.

Disclaimer: 3. 130,000 bonus Qantas Points: Offer only available to new American Express Card Members who apply by 14 January 2025, are approved and spend $3,000 on eligible purchases on their new Card in the first two (2) months from the Card approval date. Eligible purchases do not include Card fees and charges, for example annual fees, interest, late payment, cash advances, balance transfers, traveller’s cheques and foreign currency conversion. Card Members who currently hold or who have previously held any Card product issued by American Express Australia Limited in the past 18 months are ineligible for this offer. 130,000 bonus Qantas Points will be awarded to the eligible Card Member's Account 8-10 weeks after the spend criteria has been met. Subject to the American Express® Qantas Business Rewards Card Points Terms and ConditionsOpens in a new tab or window. $450 annual fee applies. This advertised offer is not applicable or valid in conjunction with any other advertised or promotional offer. 

Disclaimer: 4. Employee Cards: Employee Card Members must be over 18 years of age. The Business and the Primary Card Member are jointly and severally liable for all Employee Card spending. Each employee is entitled to only one (1) Employee Card.

Disclaimer: 5. A business must be a Qantas Business Rewards Member to earn Qantas Points for business. Membership and the earning of Qantas Points as a business are subject to the Qantas Business Rewards Terms and Conditions. Points are earned in accordance with and subject to the American Express Qantas Business Rewards Card Points Terms and Conditions. Your business will earn 1.25 Qantas Points per $1 of everyday spend, which does not include annual fees, late payment fee and fees and charges for foreign currencies. Your business will earn 0.5 Qantas Points per $1 spent at participating merchants classified as "utilities" including gas, water and electricity providers; "government" including the Australian Taxation Office, the Australian Postal Corporation, federal/state and local government bodies; and "insurance" excluding insurances offered by American Express. Industry specific earn rate may apply when you use a payment account, payment aggregator, services of a third party or online retailers that sell goods for another merchant. For example a payment made to Local Government bodies processed through a payment aggregator may earn rates at the government earn rate. Your business will earn 2 Qantas Points per $1 spent on the following Qantas Products and Services purchased on the Qantas merchant account (i.e. directly from Qantas): Qantas passenger flights (with a QF flight number), Qantas Holidays, Qantas Branded non-airfare products, and Qantas Frequent Flyer and Qantas Club membership joining and annual fees. Excludes Jetstar. For the full list of exclusions, please refer to the American Express Qantas Business Rewards Card Points Terms and Conditions. Once you have earned a total of 500,000 Qantas Points on your Card Account in a calendar year, your earn rate of 1.25 Qantas Points per $1 spent will change to 0.75 Qantas Points per $1 spent on everyday business purchases. All other earn rates (Qantas products, services and government, utilities and insurances spend) will remain unchanged. The points threshold is based on eligible Qantas Points earned during a calendar year and will be reset on 1 January each year. Qantas Points earned by all Card Members on a Card Account contribute to the 500,000  points threshold each calendar year. Bonus points earned from Acquisition bonus offers and marketing campaigns are excluded from the threshold.

Disclaimer: 6. Triple Qantas Points on flights for your business: A business must be a Qantas Business Rewards Member to earn triple Qantas Points for business. The triple Qantas Points for business are only available for American Express Qantas Card Members when the Card is used to make an eligible Qantas flight booking. Qantas will allocate to the business an amount equal to the Qantas Points earned by the traveller when travelling for business against a rate of either: 20% (Level 1); or 30% (Level 2); or 40% (Level 3) multiplied by three. An eligible flight means a domestic or international flight which has a Qantas 'QF' flight number on the ticket that is purchased in Australia; is operated by Qantas, Emirates or American Airlines; has a ticket number commencing with '081'; and is booked and travelled for business on or after the date the business registers for Qantas Business Rewards. Exclusions apply. Triple Qantas Points for Business is not available in conjunction with any other rebate, Corporate Fares Agreement or discount arrangement with Qantas. A Member's ABN and traveller's Qantas Frequent Flyer number must be quoted at the time of booking to earn Qantas Points for both the business and the traveller. The maximum number of Qantas Points that can be earned from flying by a business with the American Express Qantas Business Rewards Card is 4,000,000 per membership year as per the Triple Qantas Points for business benefit terms.

Disclaimer: 7. Insurance: The insurance on American Express Cards is subject to terms, conditions and exclusions (such as maximum age limits, pre-existing medical conditions and cover limits). You must use your American Express Qantas Business Rewards Card to pay for your trip in order to be covered under the travel insurance and pay for eligible items for those items to be covered under the retail insurance benefits. It is important you read the American Express Qantas Business Rewards Card Insurance Terms and ConditionsOpens in a new tab or window and consider whether the insurance is right for you.  We do not provide advice about the insurance or whether it is appropriate for your objectives, financial situation or needs.  This insurance is underwritten by Chubb Insurance Australia Limited (ABN 23 001 642 020, AFSL No. 239687) under a group policy of insurance held by American Express Australia Limited (ABN 92 108 952 085, AFSL No. 291313). Access to this insurance is provided solely by reason of the statutory operation of section 48 of the Insurance Contracts Act 1984 (Cth). Card Members are not a party to the group policy, do not have an agreement with Chubb and cannot vary or cancel the cover. American Express is not the insurer, does not guarantee or hold the rights under the group policy on trust for Card Members and does not act on behalf of Chubb or as its agent. American Express is not an Authorised Representative (under the Corporations Act 2001 (Cth)) of Chubb.

Disclaimer: 8. Qantas Club Lounge passes: Provided the Primary Card Member is a Qantas Frequent Flyer member and has registered their Qantas Frequent Flyer number with your business' American Express Qantas Business Rewards Card, your business is eligible to receive two domestic Qantas Club Lounge Invitations each anniversary year of Card Membership once your business makes an Eligible Qantas Purchase on your American Express Card during that year. Eligible Qantas Purchases are Qantas passenger airfares with a QF flight number purchased directly from Qantas Australia that appear on your Card statement, Qantas Frequent Flyer, Qantas Business Rewards or Qantas Club membership, joining or annual fees. Excludes purchases from Jetstar. Within 1-2 weeks of the Eligible Qantas Purchase, two Qantas Club Lounge Invitations will be assigned to the Qantas Frequent Flyer account nominated by the business. Visit the Complimentary Invitations Portal to access invitations, link it with an eligible Qantas flight booking or find out more information. Qantas Club Lounge Invitations are valid for a single visit by one guest to a domestic Qantas Club Lounge only and must be used prior to their expiry. Invitations are subject to the Qantas Complimentary Lounge Invitation Terms and Conditions. Qantas Club Invitations cannot be carried forward to any subsequent year and must not be sold, they may only be transferred as allowed by Qantas. Invitations may be revoked or withheld if your business' American Express Qantas Business Rewards Card account is not in good standing, if the Eligible Qantas Purchase is refunded in full or if you have not complied with these Qantas Complimentary Lounge Invitation Terms and Conditions, the Qantas Club Lounge Entry Terms and Conditions or the Card Terms and Conditions. 

Disclaimer: 9. A business must be a Qantas Business Rewards Member to earn Qantas Points. A one-off joining fee of $89.50 usually applies, however this will be waived for any business that has an existing American Express Qantas Corporate Card program. Membership of the program and Qantas Points are subject to the Qantas Business Rewards Terms and Conditions.

Disclaimer: 10. Savings are available exclusively to Qantas Business Rewards Members on selected fares only and do not apply to taxes, fees and carrier charges. Savings vary depending on your business level in the Qantas Business Rewards Program. Availability is limited and other conditions may apply. Savings are subject to and defined in the terms and conditions of Qantas Business Rewards.

Disclaimer: 11. Discounted Qantas Club membership is available to Qantas Frequent Flyer members who are Qantas Business Rewards Flyers of the Qantas Business Rewards Member. The discount applies to the Qantas Club individual membership rates on new and subsequent memberships and is managed under the Qantas Club individually managed corporate scheme. Qantas Club membership is subject to the Qantas Club Terms and Conditions.

Disclaimer: 12. You must be a Qantas Frequent Flyer member to earn Qantas Points. A joining fee may apply. Membership and Qantas Points are subject to the Qantas Frequent Flyer program Terms and Conditions. Qantas Points and Status Credits (where applicable) are earned on eligible flights with a Qantas or applicable oneworld® Alliance Airline or Airline Partner flight number on your ticket. Qantas Points and Status Credits may not be earned on some fare types and booking classes. See terms and conditions and the Airline Earning Tables for details on the conditions for the applicable airline.

Disclaimer: 13. 250,000 Membership Rewards® Bonus Points: The Offer ends at 11.59pm AEST 25 March 2025 ("Offer Period"). The Offer is only open to residents of Australia aged 18 years or over who are employed by an organisation, (Australian Company, Partnership, Registered Foreign Company, Unregistered Foreign Company, Government Body, Co-operative, Incorporated Association, Unincorporated Association, Trust) with a valid ABN and an annual turnover of AU$10,000,000 per annum or more. Offer only available to Card Members that apply by 25 March 2025, are approved and spend $25,000 on eligible purchases within the first two (2) months of the American Express® Qantas Corporate Platinum Card approval date. Eligible purchases do not include Card fees and charges, for example annual fees, interest, late payment, cash advances, balance transfers, traveller’s cheques and foreign currency conversion. Offer applies to the first Card applied and approved for the organisation. Organisations who currently hold, or who have previously held any American Express® Corporate Card or American Express® Qantas Corporate Card in the last 18 months are ineligible for this offer. To earn the 250,000 Membership Rewards Bonus Points, the company’s Corporate Card program must be in good standing. 250,000 Membership Rewards Bonus Points will be awarded to the eligible Card Member’s account 8-10 weeks after the spend criteria has been met. Subject to the Terms and Conditions of the Membership Rewards Program. This advertised offer is not applicable or valid in conjunction with any other advertised or promotional offer. The American Express® Qantas Corporate Platinum Card has a standard annual fee of $1200.

Disclaimer: 14. Insurance: The insurance on American Express Cards is subject to terms, conditions and exclusions (such as maximum age limits, pre-existing medical conditions and cover limits). You must use your American Express Qantas Corporate Platinum Card to pay for your trip in order to be covered under the travel insurance and pay for eligible items for those items to be covered under the retail insurance benefits. It is important you read the American Express Qantas Corporate Platinum Card Insurance Terms and ConditionsOpens in a new tab or window and consider whether the insurance is right for you. We do not provide advice about the insurance or whether it is appropriate for your objectives, financial situation or needs. This insurance is underwritten by Chubb Insurance Australia Limited (ABN 23 001 642 020, AFSL No. 239687) under a group policy of insurance held by American Express Australia Limited (ABN 92 108 952 085, AFSL No.291313). Access to this insurance is provided solely by reason of the statutory operation of section 48 of the Insurance Contracts Act 1984 (Cth). Card Members are not a party to the group policy, do not have an agreement with Chubb and cannot vary or cancel the cover. American Express is not the insurer, does not guarantee or hold the rights under the group policy on trust for Card Members and does not act on behalf of Chubb or as its agent. American Express is not an Authorised Representative (under the Corporations Act 2001 (Cth)) of Chubb.

Disclaimer: 15. Membership Rewards enrolment required (an annual fee applies, but is waived for American Express Qantas Corporate Platinum Card Members). Subject to the Terms and Conditions of the Membership Rewards program available at membershiprewards.com.au/termsandconditions. Your Company must allow participation in Membership Rewards to be eligible to enrol. You must enrol yourself and cannot delegate someone else in your Company to do so on your behalf. Refer to americanexpress.com.au/corporatespiritmr for current earn rates.

Disclaimer: 16. Includes the following Qantas Products and Services purchased on the Qantas merchant account (i.e. directly from Qantas): Qantas passenger flights (with a QF flight number), Qantas Holidays, Qantas Branded non-airfare products, and Qantas Frequent Flyer and Qantas Club membership joining and annual fees. Subject to Terms and Conditions of your Membership Rewards Program.

Disclaimer: 17. Membership Rewards Spirit program: Subject to the Terms and Conditions of the Membership Rewards program. Your Company must allow participation in Membership Rewards. An annual fee applies but is waived for American Express Qantas Corporate Platinum Card Members. You will earn 2 Membership Rewards Points per AUD$1 spent: on the following Qantas Products and Services purchased on the Qantas merchant Account (i.e. directly from Qantas): Qantas passenger flights (with a QF flight number); Qantas Holidays; Qantas branded non-airfare products; and Qantas Frequent Flyer and Qantas Club membership joining and annual fees (Excludes Jetstar). You will earn 2 points for every AUD $1 spent: on foreign currency overseas and overseas online payments; restaurants, cafes and bars in Australia, excluding catering; airfares for scheduled flights purchased directly from the airline, excluding chartered and private jet flights and on hotel stays purchased directly from the hotel. Spend may be ineligible for the above earn rate if the merchant is not in an Eligible Category, including where; the merchant is using a payment account or service of a third party (such as a payment aggregator, intermediary platform or online travel agent), a card reader attached to a mobile phone, or is an online retailer that sells goods of other merchants or where the merchant category is otherwise not identified. Merchants are typically categorized based on what they primarily sell. Eligible Categories includes Foreign Currency, Restaurants, Airlines and Lodging spend. Restaurants, cafes and bars in Australia category does not include catering and Airline category does not include chartered and private jet flights. American Express reserves the right to change eligible categories, that earn points at an accelerated rate with 30 days prior notice. You will earn 1.5 points for every $1 spent on all other spend, except government spend where you will earn 1 point for every $1 spent. Merchants classified as “government” includes but is not limited to the Australian Taxation Office, the Australian Postal Corporation, Federal/State and Local government bodies. An industry-specific earn rate may apply if you use a payment account, payment aggregator, services of a third party or online retailers that sell goods for another merchant. There may be tax implications associated with participation in the Membership Rewards program. You are advised to check with your accountant or tax adviser for further information. You must be a Qantas Frequent Flyer member to earn and redeem Qantas Points. The redemption of Qantas Points is subject to the Qantas Frequent Flyer program Terms and Conditions available at qantas.com/terms. A joining fee may apply.

Disclaimer: 18. Triple Qantas Points on flights for your business: A business must be a Qantas Business Rewards Member to earn triple Qantas Points for business. The triple Qantas Points for business are only available for American Express Qantas Card Members when the Card is used to make an eligible Qantas flight booking. Qantas will allocate to the business an amount equal to the Qantas Points earned by the traveller when travelling for business against a rate of either: 20% (Level 1); or 30% (Level 2); or 40% (Level 3) multiplied by three.  An eligible flight means a domestic or international flight which has a Qantas 'QF' flight number on the ticket that is purchased in Australia; is operated by Qantas, Emirates or American Airlines; has a ticket number commencing with '081'; and is booked and travelled for business on or after the date the business registers for Qantas Business Rewards. Exclusions apply. Triple Qantas Points for Business is not available in conjunction with any other rebate, Corporate Fares Agreement or discount arrangement with Qantas. A Member's ABN and traveller's Qantas Frequent Flyer number must be quoted at the time of booking to earn Qantas Points for both the business and the traveller. The maximum number of Qantas Points that can be earned from flying by a business with the American Express Qantas Corporate Card is 4,000,000 per membership year as per the Triple Qantas Points for business benefit terms.

Disclaimer: * Qantas Club Membership: A choice of one Qantas Club membership is available for Qantas Corporate Platinum Card® Members, or an individual nominated by the Card Member in accordance with the Terms and Conditions set out below each Membership Year and must be redeemed before the end of the Membership Year in which the Card Member became entitled. Qantas Club membership is subject to the Qantas Club Membership Terms and Conditions, available at www.qantas.com/qantasclubterms Subject to Qantas Club, Partner airlines and associated lounges’ conditions of entry. See www.qantas.com/loungeaccess for details.

Disclaimer: ^ Platinum Qantas Privileges: Qantas Domestic Economy Return Flight: A choice of one Domestic Economy class return flight is available for Card Members, or an individual nominated by the Card Member to redeem, on the Terms and Conditions set out below, and in accordance with Qantas’ Conditions of Carriage (which apply to all Qantas passengers). The benefit is available to be chosen each 12-month period that the Card Member maintains a card relationship with American Express (each a “Membership Year”) and must be redeemed before the end of the relevant Membership Year. The flight must be booked and ticketed before the end of the Membership Year in which the Card Member became entitled to the domestic flight. Redemption of the domestic flight cannot be carried forward to any subsequent Membership Year and cannot be exchanged for cash. Reservations must be made through the American Express Platinum Travel Service by calling 1800 621 524 and selecting option 1. Qantas and American Express reserve the right to change the domestic flight offer Terms and Conditions or the offer of flights from time to time without notice, including but not limited to, the right to charge fees or to stop offering flights. Route availability is subject to change without notice. Availability of these seats is limited and seats may not be available on all flights or at the times you may wish to fly. Seat availability may be limited to certain dates and/or flights and it may be more difficult to book seats around public holidays, school holidays or special events. Only specified routes are included within the offer. All travel is subject to the Domestic Flight Offer Conditions, Qantas Fare Conditions and Qantas Conditions of Carriage. No Qantas Frequent Flyer points will be awarded for travel on these flights. Domestic Flight Routes available set out in Table 1.

Disclaimer: > In order to transfer Qantas Points from a Qantas Business Rewards account to an individual’s Qantas Frequent Flyer account, the business account must have a balance of at least 3,000 Qantas Points. You must be a Qantas Frequent Flyer member to earn and redeem Qantas Points. A joining fee may apply. Membership and Qantas Points are subject to the Qantas Frequent Flyer program Terms and Conditions. We recommend you consult your accountant or tax adviser to ensure you understand possible tax implications, for example fringe benefits tax (if applicable).