ANZ

Important information

The cards referred to on this page are offered, issued and administered by Australia & New Zealand Banking Group Limited Credit Licence number 234527 and ABN 11 005 357 522. 

The credit card products referred to on this webpage are not Qantas products and not offered or issued by Qantas but by the relevant credit licensees referred to above. The information about the credit products has been provided by the relevant credit licensees and not Qantas. Qantas does not hold an Australian Credit Licence and is not a licensee in relation to the credit activity being engaged in by the relevant credit licensees. 

The information on this webpage is factual and of a general nature only and does not consider your personal objectives, financial situation or particular needs.  

Qantas is not recommending the products described on this webpage. We recommend that you obtain independent advice before you apply for any product which is described on this webpage.  Qantas does not accept liability for any loss arising from the use of, or reliance, on the information provided on this webpage.

Points are offered by the relevant program card partner and partner reward program and can only be earned on eligible purchases. Bonus points amounts offered are different for each credit card. Minimum spend criteria and conditions apply.

* Offer available to new and approved applicants who apply for a new ANZ Qantas Business Rewards account.  This is a limited time offer, which may be terminated, withdrawn, or varied by ANZ at any time without prior notice. This offer applies only once per new ANZ Qantas Business Rewards account. Offer is not available when transferring from an existing ANZ Business credit card account and/or adding an additional account to an existing ANZ Business credit card contract. You are not eligible for this offer if you currently hold or have held an ANZ Qantas Business Rewards and/or ANZ Business Black account in the last 12 months. Your application must be approved, and you must activate your ANZ Qantas Business Rewards account and make $6,000 worth of eligible purchases within 3 months of approval to receive the 130,000 bonus Qantas Points. Eligible purchases means purchases which are eligible to earn Qantas Points. Certain transactions and other items are not eligible to earn Qantas Points. For details refer to the ANZ Qantas Business Rewards Terms & Conditions (PDF). The 130,000 bonus Qantas Points will be credited to the Qantas Business Rewards member account within 3 months of the eligible spend criteria being met. If you transfer or cancel your new ANZ Qantas Business Rewards account before the bonus Qantas Points are processed to your Qantas Business Rewards member account, you may become ineligible for this offer. If any repayments are overdue before the 130,000 bonus Qantas Points are processed to your membership, you will be ineligible for this offer until any overdue amount and amounts shown on your statement as being payable immediately have been paid.

**Qantas Points and bonus Qantas Points are earned in accordance with the ANZ Qantas Business Rewards Terms & Conditions. Certain transactions and other items are not eligible to earn Qantas Points, for details refer to the ANZ Qantas Business Rewards Terms & Conditions. The Principal must be a member of the Qantas Business Rewards Program to earn Qantas Points in connection with the ANZ Qantas Business Rewards card. All Qantas Points earned on eligible Card spend will be awarded to the Principal. Points will not be awarded to individual Cardholders. 

~Selected Qantas products and services are the following items purchased directly from Qantas: Qantas passenger flights (with a QF flight number) Qantas Frequent Flyer and Qantas Club membership joining and annual fees. Excludes Jetstar, Qantas Holidays, Qantas branded non-airfare products and any Qantas products and services not purchased directly from Qantas.

^ANZ Qantas Business Rewards credit cards earn 0.75 Qantas Points for every $1 spent on eligible purchases in the statement period up to and including $15,000, 0.5 Qantas Points for every $1 spent on eligible purchases in the statement period over $15,000. 0.50 Qantas Points for every $1 spent on government charges. For details, refer to  ANZ Qantas Business Rewards Terms & Conditions.

+ Annual Fee currently $300 p.a. and Rewards Fee currently $75 p.a. per card. Subject to change. Refer to the ANZ Commercial Card (ANZ Business One) Terms and Conditions (PDF) and ANZ Commercial Card (ANZ Business One) Fees and Charges (PDF) for details about all applicable fees and charges.

±A business must be a Qantas Business Rewards Member to earn and redeem Qantas Points with an ANZ Qantas Business Rewards card. A one-off join fee of $89.50 including GST normally applies, however this will be waived for ANZ customers that join via qantas.com/anzqbr. Membership and Qantas Points are subject to the Qantas Business Rewards Terms and Conditions. Please visit qantas.com/anzqbr to join Qantas Business Rewards.

‡ Interest free days do not apply if you do not pay your Closing Balance in full by the due date each month. Payments to your account are applied in the order set out in the ANZ Commercial Card (ANZ Business One) Terms and Conditions.

Δ Offer end date has been extended from 30 September 2024 to 30 January 2025. Offer applies to customers who apply for and are approved for an ANZ Qantas Business Rewards card by 30 January 2025 and spend on their new ANZ Qantas Business Rewards card, have an active Qantas Business Rewards membership and earn Qantas Points in their Qantas Business Rewards member account from this spend by 31 March 2025. Offer period may be extended subject to ANZ’s discretion. 

Qualifying customers will be upgraded from a Qantas Business Rewards Level 1 membership to a Level 2 membership for a period of 12 months, plus any additional period until the member’s next  Qantas Business Rewards membership anniversary (join date). Processing the upgrade can take up to 1 month from the first ANZ Qantas Business Rewards points earn to reflect in the customer’s Qantas Business Rewards member account. At the end of the upgrade period the Qantas Business Rewards membership will revert to Level 1 unless ,  Qantas at its reasonable discretion chooses to extend the upgrade period, or the Qantas Business Rewards member otherwise qualifies for Level 2 or Level 3 in accordance with the Qantas Business Rewards Program Terms and Conditions.

Existing Qantas Business Rewards members who hold a Level 2 or 3 membership at the time of their first Qantas Points earned from spend on the ANZ Qantas Business Rewards Card, are not eligible for the Level 2 Advance Offer.

Level 2 Advance Offer and the Program Benefits available for Level 2 Qantas Business Rewards Members are subject to the Qantas Business Rewards Program Terms & Conditions, as amended from time to time. For more information regarding the Qantas Business Rewards Program membership levels and the Program Benefits, please visit here.

§ Complimentary credit card insurance covers provided are part of a Group Policy issued by AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 (trading as Allianz Global Assistance) under a binder from the underwriter, Allianz Australia Insurance Limited (Allianz) ABN 15 000 122 850 AFSL 234708 to Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522 AFSL and Australian credit licence 234527 which allows eligible ANZ account holders and cardholders to claim under the Group Policy as a third party beneficiary by reason of the statutory operation of Section 48 of the Insurance Contracts Act 1984 (Cth). The eligibility criteria, terms, conditions, exclusions, limits and applicable sub-limits of the group policy are set out in the ANZ Commercial Card (ANZ Business One) Terms and Conditions (PDF) and the ANZ Business Black and ANZ Qantas Business Rewards Complimentary Travel Insurance Policy Information Booklet (PDF) as applicable which may be amended from time to time. An excess may be deducted from any benefit paid. ANZ does not guarantee this insurance. Any advice has been prepared without taking into account your objectives, financial situation or needs. You must check whether or not it is appropriate, in light of your own circumstances, to act on this advice.