Bendigo Bank

Important information 

Terms, conditions, fees and charges apply. All information is correct as at 1 Auust 2023 and is subject to change. Full details available on application. Lending criteria apply. Credit provided by Bendigo and Adelaide Bank Limited ABN 11 068 049 178 AFSL/Australian Credit Licence 237879. Interest rate and annual fee current at 3 September 2018. Rates and fees are subject to change. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.

The credit card products referred to on this webpage are not Qantas products and not offered or issued by Qantas but by the relevant credit licensees referred to above. The information about the credit products has been provided by the relevant credit licensees and not Qantas. Qantas does not hold an Australian Credit Licence and is not a licensee in relation to the credit activity being engaged in by the relevant credit licensees. 

The information on this webpage is factual and of a general nature only and does not consider your personal objectives, financial situation or particular needs.  

Qantas is not recommending the products described on this webpage. We recommend that you obtain independent advice before you apply for any product which is described on this webpage.  Qantas does not accept liability for any loss arising from the use of, or reliance, on the information provided on this webpage.

Points are offered by the relevant program card partner and partner reward program and can only be earned on eligible purchases. Bonus points amounts offered are different for each credit card. Minimum spend criteria and conditions apply.

*To earn Qantas Points with a Qantas Business Mastercard, a business must be a Qantas Business Rewards member to earn Qantas Points for business. A one-off join fee of $89.50 including GST normally applies, however this will be waived for Bendigo Bank customers upon approval of a new Qantas Business Mastercard facility. Membership and Qantas Points are subject to the Qantas Business Rewards Terms and Conditions. Qantas Points are offered under the Bendigo Business Standard Terms - Terms and Conditions. Eligible Purchases are described in the Bendigo Business Standard Terms – Terms and Conditions and do not include fees, cash, cash equivalent transactions, balance transfers, premiums paid etc. and transactions for gambling or gaming purposes. You will also not earn Qantas Points on a card or card account where for that statement period, a card account is in arrears or over limit at the end of that statement period. Your business will earn 1 bonus point for every $1 spent on selected Qantas products and services. The earning of bonus points on selected Qantas products and services in Australia is not included in any Card Accounts' points cap. Selected Qantas products and services are the following items purchased directly from Qantas: Qantas passenger flights (with a QF flight number), Qantas Frequent Flyer and Qantas Club membership joining and annual fees. Excludes Jetstar, Qantas Holidays, Qantas branded non-airfare products and any Qantas products and services not purchased directly from Qantas. Earn rates are subject to change. Qantas Points are capped at 30,000 per account number for each statement period, or 360,000 per annum from the account opening date.Qantas Points will be credited to the Member's Qantas Business Rewards account within 60 days of the purchase of the eligible services. To use Qantas Points earned by your business, simply transfer them to any Qantas Frequent Flyer account. We recommend you consult your accountant or tax adviser to ensure you understand possible tax implications, for example fringe benefits tax (if applicable). You must be a Qantas Frequent Flyer member to earn and redeem Qantas Points. Membership and the earning and redemption of Qantas Points are subject to the Qantas Frequent Flyer program terms and conditions. A joining fee may apply. Any questions in relation to Qantas Points under this offer must be made directly to Bendigo Bank by calling 1300 236 344.

~The 55-day interest-free period consists of your 30-day statement cycle, plus the 25 days to the payment due date. The number of interest-free days will vary for each transaction, depending on which day in the 30-day statement cycle the purchase is made.

^25,000 bonus Qantas Points offer: Offer is valid for applications submitted and approved from 12:01am AEDT 11 April 2022. Bendigo Bank may vary or end this offer at anytime and it is only available on the Qantas Business Credit Card. 25,000 bonus Qantas Points limited to one per Qantas Business Credit Card customer only. To be eligible for Qantas Points, minimum monthly repayments must be made as per your monthly statement and the account must be open, active and not otherwise in default. To receive the 25,000 bonus Qantas Points, you must a) Register for free to be a member of Qantas Business Rewards https://www.qantas.com/au/en/business-rewards/partner/join.html?code=PFBENDIGO b) Apply and be approved for a Bendigo Bank Qantas Business Credit Card. Bonus Qantas Points will be credited to your Qantas Business Rewards account within 90 days from account opening. Bonus Qantas Points will appear in your Qantas Business Rewards Activity Statement which can be checked online at qantasbusinessrewards.com/login.