Westpac

Important Information

The Cards referred to on this page are offered, issued and administered by Westpac Banking Corporation Australian credit licence number 233714 and ABN 33 007 457 141 

The credit card products referred to on this webpage are not Qantas products and not offered or issued by Qantas but by the relevant credit licensees referred to above. The information about the credit products has been provided by the relevant credit licensees and not Qantas. Qantas does not hold an Australian Credit Licence and is not a licensee in relation to the credit activity being engaged in by the relevant credit licensees. 

The information on this webpage is factual and of a general nature only and does not consider your personal objectives, financial situation or particular needs.  

Qantas is not recommending the products described on this webpage. We recommend that you obtain independent advice before you apply for any product which is described on this webpage.  Qantas does not accept liability for any loss arising from the use of, or reliance, on the information provided on this webpage.

Points are offered by the relevant program card partner and partner reward program and can only be earned on eligible purchases. Bonus points amounts offered are different for each credit card. Minimum spend criteria and conditions apply.

^50,000 bonus Qantas Points promotion: The 50,000 bonus Qantas Points promotion is available when you apply and are approved for a new BusinessChoice Rewards Platinum Mastercard credit card facility between 18th April 2024 and 30th April 2025, and spend a minimum amount of $3,000 on eligible purchases within 90 days from card approval in one or more transactions. Eligible purchases do not include fees, cash advances, cash equivalent transactions, BPAY®, BPAY equivalent transaction, refunds and balance transfers debited from a card account. The bonus Qantas Points will be added to your points balance within 90 days after you meet the eligible spend criteria. This offer does not apply for additional cards or cardholders being added to an existing BusinessChoice Rewards Platinum Visa or BusinessChoice Rewards Platinum Mastercard facility. Switches, upgrades, customers accessing employee benefits or packaged cards and customers who have held another BusinessChoice Rewards Platinum Visa or BusinessChoice Rewards Platinum Mastercard credit card account within the last 12 months are ineligible for this offer. Qantas Points earned during a statement cycle are added to your Qantas Points balance on a monthly basis. Bonus Qantas Points earned as part of this promotion are not subject to your monthly Qantas Points cap. Qantas Points are subject to the Westpac BusinessChoice Rewards Platinum Card Qantas Business Rewards Terms and Conditions and the Qantas Business Rewards Terms and Conditions available at qantas.com/business.

*A business must be a Qantas Business Rewards Member to earn Qantas Points for business. A one-off join fee of $89.50 including GST normally applies, however this will be waived for Westpac customers. Membership and Qantas Points are subject to the Qantas Business Rewards Terms and Conditions. Qantas Points for business are offered under the Westpac Terms and Conditions. From 1 July 2022, for BusinessChoice Rewards Platinum cards, earn 0.5 Qantas Points per $1 spent on eligible business purchases and 0.33 Qantas Points per $1 spent on Government payments up to a maximum of 100,000 Qantas Points per facility per month. This limit resets each month based on your facility’s statement date. Bonus Points earned are not a part of your monthly cap. Eligible purchases do not include government charges, interest and other bank fees and charges, cash advances, balance transfers, BPAY payments or if the Billing Account is in arrears or over limit on the posting date of a transaction. Members will earn 0.33 Qantas Points for every $1 spent on government spend. Qantas Points will be credited to the Member's Qantas Business Rewards account within 60 days of the purchase of the eligible services. Any claims in relation to Qantas Points under this offer must be made directly to Westpac by calling 1300 367 228. A $150 annual fee per card applies. View the Westpac Terms and Conditions for full details. This card is issued and administered by Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714. The Westpac BusinessChoice Rewards Card referred to is not a Qantas product and not offered or issued by Qantas but by Westpac Banking Corporation. Contact Westpac Banking Corporation for terms and conditions or enquiries. Westpac is the credit provider and credit licensee under the National Consumer Credit laws. These may change or Westpac Banking Corporation may introduce new ones in the future. Full details are available on request. Lending criteria apply to approval of credit products.

This card is issued and administered by Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714. The Westpac BusinessChoice Rewards Platinum Mastercard referred to is not a Qantas product and not offered or issued by Qantas but by Westpac Banking Corporation. Contact Westpac Banking Corporation for terms and conditions or enquiries. Westpac is the credit provider and credit licensee under the National Consumer Credit laws. These may change or Westpac Banking Corporation may introduce new ones in the future. Full details are available on request. Lending criteria apply to approval of credit products.

±Complimentary insurance covers: AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 (trading as Allianz Global Assistance) under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 has issued an insurance group policy to Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714 (Westpac) which allows eligible Westpac account holders and cardholders to claim under it as third party beneficiaries. Any advice on insurance is general advice only and not based on any consideration of your objectives, financial situation or needs. The terms, conditions, limits and exclusions of the group policy are set out in Westpac Business Credit Cards Complimentary Insurance Policy / Commercial Cards Insurance Policy the which may be amended from time to time. Westpac does not guarantee this insurance.